Preheat the oven to 350°F (175°C). Grease a loaf pan.

In a mixing bowl, whisk together flour, sugar, baking powder, baking soda, and salt.

In another bowl, mix buttermilk, melted butter, and eggs until combined.

Pour the wet ingredients into the dry ingredients and mix until just combined.

In a mixing bowl, beat the softened cream cheese and sugar until smooth.

Add the egg and vanilla extract, mixing until well combined.

In a bowl, combine diced apples, brown sugar, oats, flour, and cinnamon.

Add softened butter and mix until crumbly.

Pour half of the bread batter into the prepared loaf pan.

Spread the cheesecake layer over the batter evenly.

Top with the remaining bread batter, then sprinkle the apple crisp topping on top.

Bake in the preheated oven for 50-60 minutes or until a toothpick inserted comes out clean.

Let cool in the pan for 10 minutes before transferring to a wire rack.